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National and International Student Loans, Financial Aids, Scholarships Decision Approach

Focus Future

Federal Student Scholarships and Loans for college or career school are an investment in your future. You must repay your loan, so be sure you understand your options and responsibilities. If you apply for financial aid, you may be offered loans as part of your school’s financial aid offer.

If you decide to take out a loan, make sure you understand who is making the loan and the terms and conditions of the loan. Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations. Loans made by the federal government, called federal student loans, usually have more benefits than loans from banks or other private sources. Learn more

  • What types of federal student loans are available?
  • How much money can I borrow in federal student loans?
  • Why should I take out federal student loans?
  • What should I consider when taking out federal student loans?
  • How do I get a federal student loan?
  • Is the U.S. Department of Education responsible for Health Education Assistance Loan (HEAL) Program loans?

Student Loans

Financial Aid

Scholarships Pattern

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